PTP Insurance Agents of Naperville, IL, an independent insurance agency

Business Liability Insurance - Illinois   Commercial (Business) Insurance? Commercial Vehicle Insurance General Business Liability Insurance Builder's Risk Insurance Business Owners Insurance Policies Group Life Insurance Group Health Insurance Worker's Compensation Bonds Get a quote   General Business Liability Insurance A comprehensive general business liability insurance policy will address premises & operational liability, property damage, contractual liability, bodily injury, medical payments and advertising injury. Property Damage Property damage provides insurance coverage for damage of property belonging to others caused by non-professional or negligent acts by the insured. It also covers liability arising out of the insured's premises or business operations. Bodily Injury Bodily injury means a sickness, disease or injury sustained by an individual or individuals, including death resulting from any of injuries at any time. The legal definition of "bodily injury" can vary. Some courts have ruled emotional distress and mental injuries are bodily injuries, even though there may be no physical bodily harm. Personal and Advertising Injury Personal and advertising injury liability coverage protects the insured business against liability from offenses like copyright infringement, libel, invasion of privacy, slander, malicious prosecution, false arrest, wrongful eviction, etc. as defined in the commercial general business liability insurance policy. Operational and Premises Liability The insured is covered against loss from legal liability arising from the use, operation or maintenance of the covered premises; and from legal liability arising out of business operations. Work performed by independent contractors on the insured's behalf should also be covered. Medical Payments The medical cost of injuries sustained in an accident that occurs on the insured's premises to members of the general public are addressed in this section of a general business liability insurance policy. Coverage for medical payments usually includes all reasonable and necessary medical, surgical, hospital, ambulance, professional nursing, and funeral expenses for a person injured or killed in an accident that occurs on the insured premises or from business operations of the insured, regardless of negligence or liability. Contractual Liability A commercial general liability insurance policy for your business should provide coverage for a broad range of contractual obligations including: Lease contract for premises License agreements Easement agreements Indemnification agreements as required by ordinance Elevator maintenance agreements

People to People Insurance Services Inc. - 1240 Iroquois, Naperville, IL, DuPage County - Serving Chicagoland (630) 355-2355

Naperville Illinois personal and commercial independent insurance agents, PTP Insurance Agency, serves clients throughout the metropolitan Chicagoland area which includes Cook County, DuPage County, Kane County, Kendall County and Will County; including, but not limited to, Naperville, Bolingbrook, Plainfield, Aurora, Batavia, Barrington, Berwyn, Bedford Park, Bloomingdale, Brookfield, Burbank, Burr Ridge, Carol Stream, Chicago, Clarendon Hills, Countryside, Darien, Downers Grove, Elgin, Elmhurst Glen Ellyn, Glendale Heights, Hickory Hills, Hoffman Estates, LaGrange, LaGrange Park, Lemont, Lisle, Lockport, Lombard, Lyons, Mokena, Montgomery, Oak Brook, Oswego, Romeoville, St Charles, Schaumburg, Shorewood, Sycamore, Warrenville,West Chicago, Westmont, Woodridge and Yorkville.