PTP Insurance Agents of Naperville, IL, an independent insurance agency

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Commercial Vehicle Insurance

 

Commercial (Business) Insurance?

Commercial Vehicle Insurance

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What is Commercial Vehicle Insurance?

commercial vehicle insurance - PTP Insurance AgentsCommercial vehicle insurance, aka commercial auto insurance provides insurance protection for your company owned vehicles (cars, trucks, vans, etc).

Why is Commercial Vehicle Insurance needed?

Would you drive your personal automobile without insurance? Of course not, and it’s just as important to insure your company owned vehicles. You need commercial vehicle insurance even if you have personal auto insurance because vehicles involved in an accident while being used for company business may not be covered by personal insurance policies. Furthermore, it is illegal to place a vehicle you use for commercial purposes under your personal auto policy.

What is Covered by Commercial Auto Insurance?

Just about any business-use vehicle (automobile, truck, pickup, van) can be covered by commercial auto insurance. Non-owned (leased, rented or third party owned) vehicles can also be covered. For example when employees use their own car for company business or an employee travels and needs to rent a car, you should not rely on the employee's personal auto insurance to provide protection. Your business liability risk is too great. As with personal cars, there are many aspects to insuring commercial vehicles such as:

  • Liability
  • Collision
  • Comprehensive

In addition, there are other aspects to commercial auto insurance, and PTP Insurance Agents are well qualified to explain your options and help you get proper and affordable commercial vehicle insurance coverage.

 

People to People Insurance Services Inc. - 1240 Iroquois, Naperville, IL, DuPage County - Serving Chicagoland (630) 355-2355
  

Naperville Illinois personal and commercial independent insurance agents, PTP Insurance Agency, serves clients throughout the metropolitan Chicagoland area which includes Cook County, DuPage County, Kane County, Kendall County and Will County; including, but not limited to, Naperville, Bolingbrook, Plainfield, Aurora, Batavia, Barrington, Berwyn, Bedford Park, Bloomingdale, Brookfield, Burbank, Burr Ridge, Carol Stream, Chicago, Clarendon Hills, Countryside, Darien, Downers Grove, Elgin, Elmhurst Glen Ellyn, Glendale Heights, Hickory Hills, Hoffman Estates, LaGrange, LaGrange Park, Lemont, Lisle, Lockport, Lombard, Lyons, Mokena, Montgomery, Oak Brook, Oswego, Romeoville, St Charles, Schaumburg, Shorewood, Sycamore, Warrenville,West Chicago, Westmont, Woodridge and Yorkville.