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PTP Insurance
Agents of Naperville, IL, an independent insurance agency
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Liability Coverage for Car
Insurance
 The
liability coverage in your car insurance policy should be high
enough to protect all of your assets (savings accounts, personal
possessions, houses, vehicles, etc). If you are responsible for
injuries and/or damages caused in a serious auto accident those
assets could be targeted in a lawsuit. If the value of your assets
exceeds the highest liability offered for an auto insurance policy,
you should consider an umbrella policy (personal excess liability
coverage).
Even if you don't feel compelled
to have liability coverage in a car insurance policy, you must
have it. It is the law! The State of Illinois currently requires
the following minimum amounts:
- $20,000 - injury or death of
a single individual.
- $40,000 - injury or death of
more than one individual.
- $15,000 - damage to property
of another individual.
Medical Coverage for Car Insurance
Regardless of fault, medical
coverage helps pay for medical expenses incurred by you and your
passengers injured in an accident. Medical payments may also
cover you and your family members if injured while riding in
someone else's car. The amounts paid are limited to the terms
and conditions contained in the car insurance policy.
Collision & Comprehensive
Coverage for Car Insurance
The collision and comprehensive
coverage provisions contained in a car insurance policy address
the physical damage to your automobile. Damage to your car caused
by another vehicle or if your car runs into an object is addressed
by the collision coverage contained in the car insurance policy.
Comprehensive coverage pays for physical damage to your car caused
by perils. Perils are things like damage caused by animals, hail,
fire, theft, and vandalism. |
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People
to People Insurance Services Inc. - 1240 Iroquois, Naperville, IL, DuPage County - Serving Chicagoland (630) 355-2355 |
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Naperville Illinois personal and commercial independent insurance agents, PTP Insurance Agency, serves clients throughout
the metropolitan Chicagoland area which includes Cook County, DuPage County, Kane County, Kendall County and Will County;
including, but not limited to, Naperville, Bolingbrook, Plainfield, Aurora, Batavia, Barrington, Berwyn,
Bedford Park, Bloomingdale, Brookfield, Burbank, Burr Ridge, Carol Stream, Chicago, Clarendon Hills, Countryside,
Darien, Downers Grove, Elgin, Elmhurst Glen Ellyn, Glendale Heights, Hickory Hills, Hoffman Estates, LaGrange,
LaGrange Park, Lemont, Lisle, Lockport, Lombard, Lyons, Mokena, Montgomery, Oak Brook, Oswego, Romeoville,
St Charles, Schaumburg, Shorewood, Sycamore, Warrenville,West Chicago, Westmont, Woodridge and Yorkville.
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